House and Home
2 Most Common Problems Keeping You from Buying a Home
Today is probably the best time to buy a home in a lifetime, but there is a problem.
You may be experiencing the frustration of talking to banks today, it seems like the
lending standards and credit scores required to qualify change every day. Home
prices are more affordable than they’ve been in decades and mortgage rates are at
all time lows. Even if you were able to qualify 3 years ago, and even if your credit
score has not changed, you may not be able to qualify today. There are 2 main reasons
why people are not able to buy a home, but there is also hope and the American dream of
home ownership might still be within your reach.
Top 7 Benefits of Home Ownership, Part 2
The last few years have been really difficult for the real estate market, and many people are wondering if now is really a good time to buy a home or not. Many other people want to buy a home, but are stuck in the rent trap because the banks continue to tighten their lending standards and shut people out who would have qualified only a few short years ago. This article will discuss the Top 7 benefits of owning a home versus renting. In Part 1, we saw that homeowners enjoy steady payments helping them fight against inflation and the wonderful tax savings we can have by being able to deduct the mortgage interest from our regular income. Now, we’re going to look at the benefits of building equity. We’re now ready for benefit #3.
Top 7 Benefits of Home Ownership, Part 1
The last few years have been really difficult for the real estate market, and many people are wondering if now is really a good time to buy a home or not. Many other people want to buy a home, but are stuck in the rent trap because the banks continue to tighten their lending standards and shut people out who would have qualified only a few short years ago. This article will discuss the Top 7 benefits of owning a home versus renting.
Toxic Black Mold
Mold spores are everywhere and cannot be avoided. They float in through your open windows and doors, or come inside by riding on your clothing or your pets. Real problems in homes and buildings rarely occur unless there has been intense flooding, usually in basements, sometimes from leaky roofs, or where there has been an extensive plumbing problem.
Feng Shui with Style! Working with Your Element Type
When you begin to study feng shui, you quickly realize the importance of the qualities and characteristics of the five feng shui elements: wood, fire, earth, metal, and water. This knowledge is essential to selecting appropriate colors, furnishings, and accessories for your home.
What is Feng Shui, and How Does It Work?
Feng shui (say "fung shway"), often called the art of placement, could just as accurately be called "the art of flow." This ancient Chinese practice, literally translated as "wind" and "water," aims to maximize the beneficial movement of chi--the universal life force present in all things--through an environment.
Clutter-Clearing and Your Authentic Self
Have you ever felt so discouraged, your life so out-of-control, the universe so unresponsive to your needs and desires, that you couldn't help it: you just had to clean up?
Feng Shui Tips for Your Kitchen
Feng Shui (say "fung shway") associates the kitchen with both health and prosperity. Couple this perspective with the role of the kitchen as "the heart of the home," and you can see that any feng shui problems in this room can have a significant impact on your family.
Clutter Is Natural
Nature loves clutter. Just think of all the stuff that drops from trees, washes in on the tide, or is blown by the wind into your backyard.
Feng Shui Guidlines for Storage Spaces
Professional organizers and helpful-hint sources often recommend storage solutions such as shelves above doors and in corners, hooks on the backs of doors, and peg-board or tools and small appliances...
Creative Storage Solutions
When the things in your home start crowding in around you and you're short on cash, it's time to come up with some creative storage solutions. Don't be afraid to think "out of the box".